A plaque remaining from the Big Apple Night Club at West 135th Street and Seventh Avenue in Harlem.

Above, a 1934 plaque from the Big Apple Night Club at West 135th Street and Seventh Avenue in Harlem. Discarded as trash in 2006. Now a Popeyes fast food restaurant on Google Maps.

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Entry from July 02, 2011
Crimerica (crime + America; Primerica nickname)

Primerica markets financial products and services; it separated from Citigroup in 2010. Primerica has many critics; the popular Primerica nickname of “Crimerica” has been cited in print since at least 2000.
“Crimerica” (crime + America) has been used by those who feel that America has been taken over by high-level crime, such as bankers, politicians and corporations. This definition of “Crimerica” has been cited in print since at least 2009.
Wikipedia: Primerica
Primerica, Inc. (NYSE: PRI) is a referral marketer of financial products and services using a hybrid model of direct selling, franchising and distribution. In an official comment submitted to the U.S. Federal Trade Commission (FTC), Primerica described its own activities as “multi-level marketing opportunities”.
Headquartered in Duluth, Georgia, Primerica spun off from its former parent company Citi through an initial public offering on April 1, 2010. It is a financial services marketing organization in North America with 100,000 or more independent representatives, including 22,000 Financial Industry Regulatory Authority (FINRA) Series 6 licensed through Primerica’s securities broker-dealer affiliate PFS Investments, Inc. in the United States, and through PFSL Investments Canada Ltd. in Canada. The company focuses on the sale of term life insurance, as well as providing various financial products and services through its affiliates that have been added over the years, including mutual funds, variable annuities, segregated funds, managed accounts, loans, long-term care insurance, pre-paid legal services, auto insurance, home insurance, credit monitoring and debt management plans. Its client base was in excess of 6.3 million as of 2010.
Primerica conducts business principally in the United States, Puerto Rico, Canada and Spain.
Google Groups: misc.industry.insurance
Newsgroups: misc.industry.insurance
From: tenthlevel

Date: 2000/05/22
Subject: Re: Seeking a wide opinion about Primerica
I had a brief 14 month stint with Crimerica.
On Wall Street
by c » Sun Dec 30, 2001 12:34 am
Yes, there are three Crimerica offices in my city each one more pitiful and dishonest than the last, by the way,
09-09-2002, 03:09 PM
Anyone ever heard of Crimerica?
I’m not sure if that’s how you spell it. They called me and I’d like to figure out who they are before I call them back. Recruiter? Telemarketer? Insurance agent?
09-09-2002, 03:10 PM
don’t bother.
its a sham.
The Financial Blogger
October 10, 2007, 7:00 am
The Primerica Paradox: The Approach
by: The Financial Blogger
by: John | November 29th, 2008 (12:14 am)
Crimerica and Fixedtar want to justify themselves in whatever way they can, let ‘em, i feel sorry (but no sympathy) for the brainwashed bunch.
Pissed Consumer
Posted On: 2008-10-30
Primerica Complaint by Nextaxpro
Just to tell everyone out there - a scam is a scam is a scam. Period.
THe Sunday Night Poop
None of my business
‘The first time it happened, it was Primerica. Some people call it “Crimerica.” If you run across someone who works for this company, they won’t tell you the name at first. Instead they tell you “it’s a subsidiary of Citigroup…”
Shelnutt’s Blog 
The United States of Crimerica.
by shelnutt on December 31, 2009
Taxes of all kinds on the doorstep.
Shelnutt’s Blog 
Crimerica Part 2: This time it’s still financial!
by shelnutt on January 11, 2010.
So we are all material whores. i mean tell me one thing in your vast collection that you have to have to live. If you said car, stop reading and go watch TV. We have polluted our lives with the dirty toilet paper of corporate Crimerica.
Zero Hedge
Submitted by williambanzai7 on 07/02/2011 14:28 -0400
by Cognitive Dissonance
on Sat, 07/02/2011 - 17:33
You are correct. It is an extremely slippery slope with ethics usually defined in hind sight without the influence of peer pressure, greed or fear to cloud your judgement.

As I often explained to my classes, what was consider by the majority to be ethical 200 years ago (slavery for example) was usually based upon self serving parameters. The same holds true today. Throw in the obvious fact that those at the top are not held to the same standard as the entry level brokers are and you have clear incentive to rape and pillage all up and down the line.
Welcome to Crimerica.

Posted by Barry Popik
New York CityBanking/Finance/Insurance • Saturday, July 02, 2011 • Permalink

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