“Yo girl, are you a zero APR loan?” (joke)

A finance-themed pick-up line is:
 
“Yo girl, are you a zero APR loan? Because I don’t really understand your terms and you keep saying you have no interest.”
 
The joke was posted by Simon Barrett on Twitter on May 8, 2013.
 
   
Twitter
Simon Barrett
‏@Simon_Barrett
Yo girl, are you a zero APR loan? Because I don’t really understand your terms and you keep saying you have no interest.
11:54 AM - 8 May 2013
 
Twitter
cisses get stitches
‏@FakeRobotGamer
“Hey girl, are you a zero APR loan? Because I don’t understand your terms and you keep saying you have no interest.”
5:59 PM - 15 Oct 2013
 
Twitter
Dakota Metzger
‏@dakotious
Hey boy, are you a zero APR loan? Because I don’t really understand your terms and you keep saying you have no interest.
2:28 PM - 12 Nov 2013
 
reddit
Yo girl, are you a zero APR loan?
submitted August 15, 2015 by aali4356
Because I don’t really understand your terms and you keep saying you have no interest.
 
Twitter
Cody Cantrell
‏@codes_tweets
Girl, are you a zero APR loan? Because I don’t understand your terms and you keep saying you have no interest. #financialpickuplines
7:13 PM - 19 May 2016
 
reddit
Yo girl, are you a zero APR loan?
submitted July 24, 2016 by away4you
Because I don’t really understand your terms and you keep saying you have no interest.