“Retirement is when you stop living at work and start working at living”

“Retirement is when you stop living at work and start working at living” is a one-line saying that has been printed on many images. The retirement saying has been cited in print since at least 1989 and 1991 and is of unknown authorship.
 
     
Google Books
Business Review Weekly: BRW
Volume 11, Issues 1-7  
1989
Pg. 96:
To Bob, shrewd advice will ensure a comfortable retirement. “Retirement is the time to stop working for a living and to start working at living.”
 
20 August 1991, Poughkeepsie (NY) Journal, “Good Life,” pg. 1D, col. 2:
Among the curiosities displayed recently were napkins reading: “Retirement: When you stop living at work and start working at living.”
 
14 November 1992, The Richmond Afro-American and the Richmond Planet (Baltimore, MD), “South African author visits Richmond” by Patricia Sheffield, pg, B2:
“Time to stop living at work and start working at living” were the instructions given to Charles A. Richardson at his retirement dinner held at Skilligalee Restaurant as he retired as a magistrate of the city of Richmond on Nov. 1.
   
Google Books
The Freedom Years:
Tactical Tips for the Trailblazer Generation

By Michael Shea
Chichester, West Sussex: Capstone Publishing Ltd
2006
Pg. 149:
... like those fridge magnets that read, ‘How young can you be to die of old age?’ or ‘Retirement is when you stop living at work, and start working at living.’
 
Twitter
Roy Derrick‏
@royderrick
Retirement is when you stop living at work, and start working at living. http://bit.ly/aKFPy
4:58 PM - 20 Jul 2009
     
Google Books
Emotional Resilience:
Know what it takes to be agile, adaptable and perform at your best

By Geetu Bharwaney
FT Press
2015
Pg. ?:
‘Retirement is when you stop living at work and start working at living.’
ANON
 
Twitter
Omega Insurance‏
@oibuae
Retirement is the life in which we start working at living and stop living at work. Make sure that you have perfectly planned your working at living. #RetirementPlanningInsurance #OmegaInsurance #InsuranceDubai
6:05 AM - 22 Feb 2018 from Dubai, United Arab Emirates