“Christmas is the season when you buy this year’s gifts with next year’s money”

“Christmas is the season when you buy this year’s gifts with next year’s money” is a jocular saying that has been printed on many images. The saying has been cited in print since at least 1970 and is of unknown authorship.
 
 
12 December 1970, The Register (Danville, VA), pg. 2, col. 5 ad:
“IT IS WRITTEN—”
By P. H. RICKETTS
(...)
Christmas is the season when you buy THIS YEAR’S gifts with NEXT YEAR’S money.
(Religious Book Center.—ed.)
 
17 December 1972, Alamogordo (NM) Daily News, pg. 15, col. 1 ad:
A Thought for the Day:
Christmas is the season when you buy this year’s gift with next year’s money.
Sutton-Brock Motor Co.
 
24 December 1972, The Daily Plainsman (Huron, SD), “Thought for Today,” pg. 4, col. 5:
Christmas is the season when you buy this year’s gifts with next year’s money—Anonymous.
 
24 December 1974, Springfield (MA) Union, pg. 14, col. 7:
Thought for today: Christmas is the season when you buy this year’s gifts with next year’s money. anonymous.
   
Google Books
Phillips’ Book of Great Thoughts, Funny Sayings:
A Stupendous Collection of Quotes, Quips, Epigrams, Witticisms, and Humorous Comments for Personal Enjoyment and Ready Reference

By Bob Phillips
Wheaton, IL: Tyndale House
1993
Pg. 68:
Christmas is when you buy this year’s gifts with next year’s money.
 
Google Books
20,000 Quips & Quotes
By Evan Esar
New York, NY: Barnes & Noble Books
1995, ©1968
Pg. 134:
Christmas is the season when you buy this year’s gifts with next year’s money.
 
Bergheim Follies
Sunday, December 13, 2015
Sunday Funnies 2015.12.13
There are only 11 shopping days left until Christmas…
 
Christmas is in my heart twelve months a year. Thanks to credit cards, it’s also on my Visa statement twelve months a year.
 
Three phrases that sum up Christmas are: Peace on Earth, Goodwill to Men, and Batteries not Included.
 
Christmas is the season when you buy this year’s gifts with next year’s money.
 
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Bella rawat
‏@BellaRawat
Christmas is the season when you buy this year’s gift with next year’s money
MERRY X’MAS
10:44 AM - 24 Dec 2015